Wood-Destroying Insect (WDI) Inspection & Report
Required by most lenders. Delivered fast.
Most North Carolina real estate transactions involving conventional, FHA, or VA financing require a Wood-Destroying Insect Report (WDIR) as a condition of closing. FPI provides official WDIR documentation through licensed inspectors — delivered as part of your standard inspection package without a separate appointment.
Licensed Inspectors
WDI inspections and WDIR documentation performed by licensed pest control operators.
Lender-Accepted Reports
Official WDIR forms accepted by conventional, FHA, and VA lenders.
Same-Day Delivery
WDIR included in your same-day report package. No waiting on paperwork.
What Is a WDI Inspection?
A Wood-Destroying Insect (WDI) inspection is a visual evaluation of accessible areas of a structure for evidence of wood-destroying organisms — primarily termites, but also powder post beetles, old house borers, and wood-decaying fungi that indicate conditions conducive to infestation. The inspection is performed by a licensed inspector and the findings are documented on a standardized WDIR form used by lenders and real estate professionals.
The inspection covers visible areas of the foundation and sill plates, accessible crawlspace or basement areas, interior framing where accessible, exterior wood components, and areas with moisture or soil-to-wood contact. Inspectors document evidence of active infestation, previous treatment, previous damage, and conducive conditions.
Understanding the WDIR Form and What It Means
The official Wood-Destroying Insect Report documents four potential findings: visible evidence of active infestation; visible evidence of previous infestation or treatment; visible damage from wood-destroying insects; and conditions conducive to infestation (such as wood-to-soil contact, moisture intrusion, or inadequate ventilation in a crawlspace).
A finding of active infestation or significant damage typically triggers a requirement for treatment documentation before closing. Conducive conditions — which are more common than active infestation — may result in repair requests or seller credits. FPI documents findings accurately and completely, giving all parties the information they need to address issues before they affect the closing timeline.
How It Works
Add to Your Inspection Order
Request WDIR when scheduling your home inspection. No separate appointment needed.
Licensed Inspector Evaluates the Property
All accessible areas are evaluated per state licensing requirements and WDIR protocol.
Official Form Completed
A completed, signed WDIR is prepared and included in your documentation.
Delivered Same Day
The WDIR is included in your inspection report package, ready for your lender and closing.
Frequently Asked Questions
Most lenders require it. FHA and VA loans almost always require a WDIR. Conventional lenders frequently require it as well. Even cash buyers are advised to order one — termite damage can be significant and is not covered by standard homeowners insurance.
Active infestation typically requires a licensed pest control treatment as a condition of closing. The buyer and seller negotiate who pays. Treatment documentation must be provided to the lender before closing. FPI identifies the evidence; treatment is handled by a licensed pest control company of the parties’ choosing.
A WDIR with no findings of active infestation, previous damage, or conducive conditions is a clean report. This is the outcome most properties achieve. When issues are found, having them documented before closing is always better than discovering them afterward.
No. FPI provides inspection and documentation only. Keeping inspection separate from treatment is essential for objectivity, and most lenders require that treatment be performed by a separately licensed pest control operator.
Schedule Your WDI Inspection
FPI provides official WDIR documentation for real estate closings across North Carolina. Add it to your home inspection order — delivered same day.